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Live long & prosper



What’s the one New Year’s resolution that could change your life? What if we could all live in prosperity and abundance despite what the bank account balance is? According to four financial experts, sustainable prosperity is available for everyone, but it requires a switch in mind-set and practice. With those Christmas credit card bills starting to hit the mailbox, it’s important not to panic and to make a plan.

All of our experts agree prosperity isn’t about the size of the piggy bank, but about recognizing that “something more” doesn’t come from things.

“Your time is worth more than more stuff. I think a lot of us nowadays have enough and want less. To get rid of stuff, give it to a consignment store. This helps you reduce your clutter and helps someone that may not be able to afford something new,” said Hilarie Blaney, senior vice president at Arvest Bank in Oklahoma City. “Giving always makes people feel like they have more.”

Blaney recommended
creating more “white space” and to stop rushing from place to place,
including putting down your phones and having more conversations with
your kids.

To be
penny-wise, she suggested becoming more efficient and smart in our
spending habits in the new year, such as looking for bargains, reviewing
expenses for unused products and services and looking for ways to
increase revenue.

always feel more prosperous when I have limited or no debt, especially
credit cards, money in savings and have maxed out my 401(k),” Blaney


Marlin, a financial services professional with New York Life in
Oklahoma City, recommends giving to God and yourself, before paying the
mortgage, bills and Visa.

percent of the population pay their bills and if they have money left
over, try to save it. Doing that, they are always broke. By paying
yourself first, you’ll be able to see after three months if that savings
plan is working for you or how to adjust it,” Marlin said.

He’s seen it work time and again with his clients, as well as in his own life.

know you are going to get hit with emergencies, so you have those
emergency funds available so you aren’t stressed, and meanwhile, you are
growing your wealth. Then you can see a financial adviser you trust to
start having your money work for you, instead of just you working for
your money.”

we hear the word ‘prosperity,’ most of us think about material wealth,”
said Darcie Harris, president of Executive Women’s Forum. “We can look
for material prosperity, or we can broaden our understanding of the word
to include having a wealth of interesting experiences, a wealth of
learning, a wealth of warm relationships, a wealth of compassion, and
for that matter, a wealth of passion.”

Globally, we have financially been going through fall and winter, but yes, there is a spring and summer.

—Karen Monroy

Harris suggested thinking about the type of experiences you can have with the same amount of money.

might allow me to dine out at an expensive restaurant, but for the same
amount of money, I might be able to have six friends over for dinner
and cook them all a meal from a faraway country I’d like to visit,” she

“That same
investment brings me the creativity of cooking something exotic and new,
a chance to explore a different culture, plus the richness of the
relationships — and I fed six people instead of one! I think we find
prosperity when we know enough about ourselves to know what we are
passionate about and what kind of experiences we want to have.”

do married people fight about the most?” Marlin said. “Money. So with a
portion of that money you are saving back, go on a date night.
Celebrate. Your marriage stays strong, you keep your kids happy, and it
keeps your sex life alive. Go have a party.”


Monroy, author of “30 Day Money Master Mind Make-Over” and a financial
coach helping businesses and individuals achieve sustainable prosperity,
believes money can be our greatest spiritual teacher and that we are
all inclined toward authentic abundance. She said the key aspect is
“re-thinking what has value to us and recommitting to a life of purpose,
anchored from an internal aspect, not from external.”

many people are laid off, but they are courageous and say, ‘How can I
realign myself so I don’t have the fear monster chirping in my ear? How
do I step into my own power?’” Monroy said, noting many of her clients
who had lost their jobs took that opportunity to start their own
businesses and are striving and happy.

or authentic prosperity is a conscious choice to be in a rightminded
relationship with every subject and object of choice,” she said. “You
have to use balance and flow. Globally, we have (financially) been going
through fall and winter, but yes, there is a spring and summer. My
garden flourishes every year because I tend it and divide it, and in
winter, I don’t panic. You know that it will be OK in the spring.”

do we do it? Monroy recommended understanding there is goodness in
life: Let go of conditioned thinking and “ego-fear-mind” stuff, which
means recognizing you have the power in that moment to not buy something
you don’t need and not letting advertising and peer pressure tell you
what you need to be happy.

also said to be careful about finger-pointing, including blaming
someone else for our financial woes, whether it’s the government or our
boss or spouse. Instead, she suggested we start taking ownership of what
we have control over.

“Everyone is that powerful,” Monroy said. “Get to practice right now.”

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